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| (公积金贷款现行利率为中国人民银行2002年2月21日公布) |
|
贷款 年限 |
公积金贷款 |
商业银行贷款 |
贷款1万元 |
贷款5万元 |
贷款10万元 |
贷款15万元 | ||||
|
年利率% |
月利率‰ |
月 还款额 |
年利率% |
月利率‰ |
月 还款额 |
可节省 利息 |
可节省 利息 |
可节省 利息 |
可节省 利息 | |
|
2 |
3.6 |
3 |
432.47 |
4.77 |
3.975 |
437.68 |
125.04 |
625.44 |
1251.36 |
1876.80 |
|
3 |
3.6 |
3 |
293.46 |
4.77 |
3.975 |
298.68 |
187.92 |
938.52 |
1876.68 |
2815.20 |
|
4 |
3.6 |
3 |
224.01 |
4.77 |
3.975 |
229.25 |
251.52 |
1259.04 |
2519.04 |
3778.08 |
|
5 |
3.6 |
3 |
182.37 |
4.77 |
3.975 |
187.66 |
317.40 |
1588.20 |
3176.40 |
4765.80 |
|
6 |
4.05 |
3.375 |
156.68 |
5.04 |
4.2 |
161.23 |
327.60 |
1639.44 |
3279.60 |
4919.04 |
|
7 |
4.05 |
3.375 |
136.92 |
5.04 |
4.2 |
141.53 |
387.24 |
1936.20 |
3871.56 |
5806.92 |
|
8 |
4.05 |
3.375 |
122.13 |
5.04 |
4.2 |
126.79 |
447.36 |
2238.72 |
4478.40 |
6717.12 |
|
9 |
4.05 |
3.375 |
110.64 |
5.04 |
4.2 |
115.37 |
510.84 |
2549.88 |
5098.68 |
7648.56 |
|
10 |
4.05 |
3.375 |
101.48 |
5.04 |
4.2 |
106.26 |
573.60 |
2868.00 |
5733.60 |
8601.60 |
|
11 |
4.05 |
3.375 |
94.01 |
5.04 |
4.2 |
98.84 |
637.56 |
3191.76 |
6383.52 |
9575.28 |
|
12 |
4.05 |
3.375 |
87.8 |
5.04 |
4.2 |
92.69 |
704.16 |
3523.68 |
7047.36 |
10571.04 |
|
13 |
4.05 |
3.375 |
82.56 |
5.04 |
4.2 |
87.51 |
772.20 |
3862.56 |
7725.12 |
11587.68 |
|
14 |
4.05 |
3.375 |
78.08 |
5.04 |
4.2 |
83.09 |
841.68 |
4210.08 |
8416.80 |
12626.88 |
|
15 |
4.05 |
3.375 |
74.22 |
5.04 |
4.2 |
79.29 |
912.60 |
4561.20 |
9122.40 |
13685.40 |
|
16 |
4.05 |
3.375 |
70.85 |
5.04 |
4.2 |
75.98 |
984.96 |
4920.96 |
9841.92 |
14762.88 |
|
17 |
4.05 |
3.375 |
67.9 |
5.04 |
4.2 |
73.08 |
1056.72 |
5287.68 |
10575.36 |
15863.04 |
|
18 |
4.05 |
3.375 |
65.28 |
5.04 |
4.2 |
70.52 |
1131.84 |
5661.36 |
11322.72 |
16979.76 |
|
19 |
4.05 |
3.375 |
62.95 |
5.04 |
4.2 |
68.25 |
1208.40 |
6039.72 |
12079.44 |
18121.44 |
|
20 |
4.05 |
3.375 |
60.86 |
5.04 |
4.2 |
66.22 |
1286.40 |
6424.80 |
12852.00 |
19276.80 |
|
21 |
4.05 |
3.375 |
58.98 |
5.04 |
4.2 |
64.4 |
1365.84 |
6819.12 |
13638.24 |
20454.84 |
|
22 |
4.05 |
3.375 |
57.29 |
5.04 |
4.2 |
62.75 |
1441.44 |
7215.12 |
14432.88 |
21648.00 |
|
23 |
4.05 |
3.375 |
55.75 |
5.04 |
4.2 |
61.27 |
1523.52 |
7623.12 |
15243.48 |
22863.84 |
|
24 |
4.05 |
3.375 |
54.34 |
5.04 |
4.2 |
59.92 |
1607.04 |
8029.44 |
16064.64 |
24094.08 |
|
25 |
4.05 |
3.375 |
53.06 |
5.04 |
4.2 |
58.69 |
1689.00 |
8448.00 |
16896.00 |
25344.00 |
|
26 |
4.05 |
3.375 |
51.88 |
5.04 |
4.2 |
57.57 |
1775.28 |
8870.16 |
17740.32 |
26610.48 |
|
27 |
4.05 |
3.375 |
50.8 |
5.04 |
4.2 |
56.54 |
1859.76 |
9298.80 |
18597.60 |
27896.40 |
|
28 |
4.05 |
3.375 |
49.81 |
5.04 |
4.2 |
55.6 |
1945.44 |
9730.56 |
19464.48 |
29191.68 |
|
29 |
4.05 |
3.375 |
48.88 |
5.04 |
4.2 |
54.73 |
2035.80 |
10168.56 |
20340.60 |
30512.64 |
|
30 |
4.05 |
3.375 |
48.03 |
5.04 |
4.2 |
53.93 |
2124.00 |
10612.80 |
21229.20 |
31842.00 |